Category: Florida Real Estate

Green Dolphin in Tarpon Springs Florida

By , July 18, 2012

Green Dolphin Tarpon Springs Florida 


Green Dolphin is a retirement 55+ community that consists of condos and villas. Green Dolphin is centrally located to local beaches, golf course, downtown shopping and hospital/medical offices. The community has a pool, tennis, recreation room, and shuffle board. Its clubhouse consists of a library, kitchen for larger parties, pool room, two card rooms, and an exercise room. Lighted tennis courts are available. You can walk to the golf course, medical facilities, restaurants, and shopping.

 


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Historic Tarpon Springs Sponge Docks is a few miles north while Tarpon Springs beaches and the Pinellas Trail are just minutes away.

 

There are currently three condos and 11 villas for sale in Green Dolphin. They range in listing price from $35,900 to $149,000.


 

If you are thinking about buying a condo or villa in Green Dolphin in Tarpon Springs, Florida call Lana and Linda at (727) 376-0530 TODAY.

 

Florida Real Estate – Home Sales Statistics

By , December 8, 2009

Florida Real Estate  – Home Sales Statistics

We are compiling data for home sales statistics for November 2009. The numbers may surprise you.

Have a question about a certain area? Feel free to leave a comment here and we will respond to you promptly.

Important News about FHA Loans for Tampa Bay Florida Condo Buyers

By , November 19, 2009

Important News about FHA Loans for Tampa Bay Florida Condo Buyers


This is important news about FHA loans. Since we keep in close constant contact with  mortgage representatives they let us know so that we can let *you* know.

Effective for FHA case numbers issued as of December 7, 2009, HUD is changing the way condos are approved for FHA financing.

As of December 7, 2009, FHA’s Spot Loan Approval process for condominium projects will be eliminated. There are now two approval process options:

  • 1. HUD Review and Approval Process (HRAP) and
  • 2. Direct Endorsement Lender Review and Approval Process (DELRAP) – the preferring method for approval as it is typically faster.

Only lenders that are DELRAP (Direct Endorsement Lender Review Approval Process) lenders can approve FHA condos.

This is HUGE news. This means 3.5% down on APPROVED condo projects.

If you are already familiar with the condo loan approval process please note that the following changes will take place:

  • Projects with two or more units are now eligible
  • Financing is available for existing and new construction projects
  • All approved projects will be listed on the FHA website and valid for two years

*KEEP IN MIND:  These guidelines will be similar to conventional loans such as: No more than 15% HOA 30 day lates,  full two years of financials, budget, condo docs, 51% owner occupied etc…

THERE WILL BE MORE INFORMATION UPCOMING so when they become available we will post them here.

Here is the direct link to HUD’s Condominium Approval Process for Single Family Housing.

This outlines in detail their guidelines. “Right of First Refusal” stated in the condo docs and ”55 or Older” communities may be scrutinized and possibly declined according to these guidelines due to discriminatory reasons.

http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/09-46bml.pdf

Tampa Bay Florida Homeowners Insurance

By , August 14, 2009

Tampa Bay Florida Homeowners Insurance Policy

The State of Florida is no longer funding inspections. However home owners of single family homes may receive a discount on their homeowners insurance if they get a Wind Mitigation Inspection.

A local company called Commerce Park Design and Construction LLC offers Wind Mitigation Inspections.

The inspection costs $150 and is good for 5 years and can save you thousands of dollars on your annual homeowners insurance policy:

Tampa Bay Florida Homeowners Insurance

Tampa Bay Florida Homeowners Insurance

If you would like more information feel free to contact us below.

©2015 Lana Robbins. All Rights Reserved.

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